Oteen VA Federal Credit Union       Contact Us     Account Access Account Access

Oteen VA Federal Credit Union
1100 Tunnel Road
Asheville, NC 28805

(828) 298-8521
(866) 243-9980


Loan Rates

Skip a Payment
You may skip one monthly payment every twelve months. Excludes mortgages & credit cards.

Used Cars
5.00 – 12.50%

Unsecured/Signature Loans
8.00% - 18.00%

Boats/Trailers
8.50% - 9.50%

RV
8.00% - 9.50%

Certificate Secured
3.00% + CD Rate

Shared Secured
3.4%             

Mortgage Loans
1-year A.R.M. at 5.00% up to 30 years
2-year A.R.M. at 5.25% up to 30 years 

The home must be your primary residence.  We charge
a 1/2% origination fee, an appraisal fee and attorney fees.   You may borrow a maximum of 80% of either the appraisal value or asking price, whichever is less.